# Statemate — Bank Statement PDF to Excel & Financial Data Extraction Utility
> Fast, deterministic financial document parser that extracts tabular transactions, running balances, and metadata from bank statement PDFs into Excel (.xlsx), CSV, and Tally XML spreadsheets with 100% mathematical reconciliation.

- Website: https://statement.buildvia.app/
- API: https://api.statement.buildvia.app/
- Publisher: Buildvia Inc.
- Primary Category: Financial Accounting Software & Document OCR

## Core Capabilities
- **Deterministic Vector Parsing**: Uses vector geometry and tabular coordinate mapping rather than hallucinating generative AI models.
- **Strict Mathematical Balance Reconciliation**: Automatically audits equations `Opening Balance + Total Credits - Total Debits = Closing Balance` to ensure ledger accuracy.
- **Multi-line Narrative Stitching**: Intelligently concatenates wrapped payee descriptions, check numbers, and wire transaction reference IDs.
- **Multi-Format Export**:
  - Microsoft Excel (.xlsx): Audited tabular layout with formatted accounting currency numbers.
  - CSV (Comma-Separated Values): UTF-8 encoded, ready for Google Sheets, Xero, and QuickBooks.
  - TallyPrime / Tally ERP9 XML: Standard financial vouchers with ledger mapping.
  - Raw JSON: Machine-readable payload for enterprise integrations.
- **Password-Protected & Encrypted Statements**: Ephemeral RAM-based decryption supporting standard PDF encryption (AES-128, AES-256).
- **Privacy & Security**: Zero-data retention architecture for guest users. Ephemeral memory processing with instant memory purge.

## Supported Financial Institutions (54+ Global Banks)
- **United States**: JPMorgan Chase, Bank of America, Wells Fargo, Citibank, US Bank, PNC Bank, Truist, Capital One, Goldman Sachs Marcus, Discover, American Express, Charles Schwab, TD Bank US, Chime, SoFi, Ally Bank, Fidelity.
- **United Kingdom & Europe**: Barclays, HSBC, Lloyds Bank, NatWest, Royal Bank of Scotland, Santander UK, Standard Chartered, Deutsche Bank, BNP Paribas, BBVA, ING Group, Revolut, Monzo.
- **India**: State Bank of India (SBI), HDFC Bank, ICICI Bank, Axis Bank, Kotak Mahindra Bank, Bank of Baroda, Punjab National Bank, Canara Bank, IndusInd Bank, IDFC FIRST Bank, Federal Bank, Union Bank.
- **Canada, Australia & Asia**: Royal Bank of Canada (RBC), TD Canada Trust, Scotiabank, BMO, CIBC, Commonwealth Bank (CBA), ANZ, Westpac, NAB, DBS Bank, OCBC, UOB.

## Key Pages & Resources
- [Bank Statement Converter Home](https://statement.buildvia.app/): Interactive statement upload and instant audit grid.
- [Supported Banks Directory](https://statement.buildvia.app/supported-banks): Comprehensive directory of 54+ supported banks with format samples.
- [About Us](https://statement.buildvia.app/about-us): Engineering philosophy, zero-hallucination vector extraction pipeline.
- [Frequently Asked Questions (FAQ)](https://statement.buildvia.app/faq): Technical details on encryption, accuracy guarantee, and export formats.
- [Privacy Policy](https://statement.buildvia.app/privacy): Zero-data retention commitment and GDPR/SOC-2 privacy controls.
- [Terms of Service](https://statement.buildvia.app/terms): Platform usage and API terms.
- [Contact Support](https://statement.buildvia.app/contact): Technical support, enterprise custom parsers, and partnerships.

## Full LLM Reference
For comprehensive technical details, schema definitions, and parser architecture, see:
- [Full LLM Specification](https://statement.buildvia.app/llms-full.txt)